Are Cheap Cars Really Cheap To Own?
I know that the sticker price is very important to most auto shoppers. This is true if people are looking for a new or used vehicle. However, the actual price of the vehicle should just be one factor to consider. It may not really illustrate the cost of owning a vehicle very well at all!
Consider an obvious example. A lot of people are trying to sell their gas guzzlers for very cheap prices today. You may not pay much for the used vehicle, but with rising gas prices, keeping it fueled can be a larger expense than paying for the car. In addition, if you have not done your homework, you may take home a used car with some mechanical problems. Repair costs can eat into your budget too. All of a sudden, the bargain you picked up at the used car lot is not looking like a very good choice any longer.
Sometimes, paying more for the vehicle, and getting a car that is easy on fuel and does not need major repairs, ends up being a much more frugal choice. Before you purchase a vehicle it is a good idea to have it checked out, and to do some research on fuel economy.
I gave a used car as my first example. However, you can have the same problem if you are shopping for a brand new car from the dealer’s lot. The low end economy car may seem like a great deal. It may even have great gas mileage and a warranty that will save you from a lot of extra costs.
However, you also need to consider the cost of insuring your new car. If you look at a list of the least expensive cars to cover, you will find a lot of minivans, sturdy SUVs, and even some pickups on the list. The lowest priced, economy models may actually cost more to cover. If you have purchased an inexpensive car to control car payments, but then end up with an expensive insurance bill, you may not have really gotten such a good deal after all.
You might have paid $50 a month less for your compact car than you would have for the slightly larger SUV. But you may end up sinking that extra cash into insurance. You could have paid the same total amount of money, and ended up with a more expensive car.
Are Used Cars Always Cheaper?
If you want to buy a reliable used vehicle to save money, be sure it will really save you money in the long run. Some financing companies charge higher interest rates for used car purchases. The difference in interest rates can mean higher car payments in the end. You also have to check into how much money you might save by getting a new car with a good warranty.
Some new cars have advanced safety features which also make then less expensive to insure than used cars. If you want to estimate the cost an auto policy, you cannot always go by the vehicle sales price either!
What Is The Cost Of Car Ownership?
You have to consider the total cost of car ownership. This is not always possible to predict, but you can find out a lot about most makes and models. Look into estimated repair bills, warranty coverage, the cost of an auto policy, and available financing. These are important factors, and they can change the equation much more than the selling price of the car!…
Classic cars are loved by many, and people go to great lengths to form collections of these models. They invest a lot of time and money into their passion, and do everything they can to make sure the cars stay looking nice. As such, it’s a good idea for collectors to take out collectible car insurance, which takes their unique situation in mind and protect their investments.
As a collector, you’ll have to know you will need to spend a bit more on your insurance. The price is worth it for what you get. Still, you shouldn’t worry about paying based on the stated value of the car as, in most cases, the insurance will take the true value into account instead. This keeps you from having to spend too much more on your expensive hobby.
Insurance seems common sense enough that you’d expect everyone to have it. Yet less than half of people with classic car collections do. Usually, they don’t ever realize that they have a better option than the insurance options they’ve already taken out, which can have premiums as much as 500 percent of what they should be. Such costs rarely apply with the right kind of insurance.
If you’ve decided to get collector car insurance, you need to look at the types available, taking your value options into consideration. Cash value gives you the given value back while state value gives you the option to name the value yourself. Both this options depreciate with time. The only one that won’t is agreed value, where you get everything back if something causes the car to be lost completely.
You will need to consider one thing before you just run out and get the first insurance you can find – that is, figuring out if your car is indeed a classic. This might seem obvious, but it can actually be quite hard to determine. Thankfully, there are people who know a lot about that thing and will be able to help you find out the information you need to know.
After you’re sure your car fits the necessary requirements, you can look into the collectible car insurance, but must first figure out the true value in order to know just how much you’ll need. This process isn’t exactly fun and you might want to skip it, but you won’t know what you need to if you do. It’s something you’ll have to do before you can get insured.
With the help you get looking into the value, you will typically learn of the things that help determine it. These typically include the model, age, and condition of the car, and will set a rate based on the quality. Rareness contributes a good deal as well, as does any historical significance your car might have. Both of these will lead to higher values.
At last, you can pick an collector car insurance company. Compare quotes before coming to a final decision or you might get stuck with something you don’t want. Once you’ve avoided this, though, you should be happy with whatever decision you make.…
Taking a trip far from home can be an incredible experience. Driving in another country or continent is a fun filled adventure for most. But there are certain legal aspects that must always be dealt with before you attempt to drive anywhere foreign. Car insurance is a major issue. Having it in your home country does not always make it applicable elsewhere. Car insurance requirements can vary depending where it is you are traveling. So you will have to do some homework before you can head out. The last thing you need is to have some kind of insurance battle after an accident occurs and you are stuck having to pay for the damage.
Start doing your insurance research well in advance, as soon as you know that you plan to travel. If you wait too long you may have a hard time getting everything together in time for your departure. Driving without insurance is incredibly risky and should never be done. Don?t wait until the last minute to inquire about insurance. It is designed to make your trip go much more smoothly, not hinder it.
Insurance requirements may vary based on whether or not you plan to take your own personal vehicle or not. If you want to drive your own car, get in touch with your insurance company and ask if they offer foreign coverage. If they do not, they should be able to direct you to a resource that does. Likewise, if you plan to use a rental car then you will have to go over all of the insurance details with the rental company. Make sure that you get it all in writing so there is no confusion in the event of an accident.
In many cases you will actually have to purchase insurance in the country that you are planning to visit. This can be difficult if you do not know how to go about it. This is another way your own insurance agent should be able to help you. They should be able to refer you to a reputable insurance company in another place or at least assist you in finding one.
It?s absolutely necessary to get acquainted with all of the traffic rules and laws in the country you will be driving in. Do some research online if you have never been there before. Make notes of anything that you feel you may forget. Though driving is similar in most places, there are always things that differ. Pleading ignorance will get you nowhere if you cause an accident so learn the laws and always obey them.
It certainly doesn?t hurt to ask about what will happen in the event of a mishap. If you were to be involved in an incident, knowing how it could affect you financially and insurance wise could be beneficial. If anything, you will avoid nasty surprises later. Foreign car insurance is a must if you plan to drive outside your home country. Put everything in place so that you can drive without worry.…
We try to give our vehicles the longest shelf life possible, as we want to save money and keep them running for as long as we can. Every so often, we must deal with some serious problems that are going to cost us a decent amount of money. A transmission replacement is one of these various issues that, while expensive, are still cheaper than buying a new car.
If you know that you need a transmission replacement, you should look to find the automotive shop that can handle your repair needs. These different tips are going to help you to find the right shop for your repairs.
Look for Certifications
If you are in need of a transmission replacement, look for auto shops that have certifications. At the very least, you will want shops that feature ASE certified technicians. These individuals have gone through specific training for one specific area (or more) of the vehicle.
If you can, find a location that has an ASE Master Technician. This individual has become certified in all of the various areas of the vehicle and will be best equipped to handle your transmission replacement.
Look for Popularity
One of the easiest ways for you to spot an automotive shop that can handle your transmission replacement and make you happy with their service is to look for popularity. Look for shops that constantly have a long waiting time, or shops that have a wealth of positive reviews on online review websites. These places generally have reasonable prices and are known for their friendly staff members and impeccable service. Places that have constant openings generally have a lack of customers for a reason.
Look for a Quick Turnaround Time
In the end, you want to get the transmission replacement that you need at a price you can afford – but you want it done as quickly as possible. Look for places that are going to be able to handle this specific repair as quickly as possible. Let the shop know that time is a priority for you, and that you are shopping around to find the shop who can get your job done as quickly as possible. They may be able to bump up your time and get you on the road as quickly as possible.
It is important for all car owners to give serious thought to the shop that handles their repairs. You should work to understand as much as you can about all of your options and choose the one that meets your needs. There are certain shops that are going to be able to handle the transmission replacement better than others. These tips will make it easy for you to find the right one.…
When your transmission starts to give you problems or goes out completely, it is imperative that you get your car to a quality transmission repair shop. The first step in finding one is to get an accurate and fair quote on the costs of labor, parts and repair.
As a rule, never get a quote over the phone but in person. The costs should be outlined in writing and handed to you. This protects you from hidden costs that can be added on later. A phone quote that is not backed up in writing will give you no protection, as the price can easily change once you get to the shop.
When you need a quote, take your car to the shop. One that offers a quality auto repair service will first take the car for a drive to see if the issues are connected to your transmission. If the problem is suspected, the shop will examine the car to see if an outside problem is the cause. If the mechanic finds that no outside variables are the culprit, the transmission then has to be removed, taken part and thoroughly examined to find the problem’s source. The car can also be hooked to a computer and have a diagnostic run to find the problem.
Once the cause is known, you can receive an accurate outlay of the repair costs. Transmission service that is honest doesn’t offer fast deals without examining your vehicle first. The professional will do a thorough inspection and sit down with you face to face to tell you what is wrong and how much it will cost to repair. Be very cautious when you shop around for a quality mechanic.
Follow your instincts and stay clear of places that offer you a deal that is too good, as there may be hidden expenses hidden below the surface. When you have agreed to the repairs, be on the lookout if you start receiving repeated calls to do more work at a higher price. If the shop has inspected your vehicle and found the problem, there should not be new ones popping up that will keep raising your final repair bill.
A quality transmission repair shop will keep you informed, diagnose the problem after a complete inspection and give you a fair quote. An honest mechanic is one that you can come back to over the life of your vehicle to take care of any problems you may have. Many shops will also handle car air conditioning repair. This assures you that you have a shop you can trust with your car and can have peace of mind that any repairs will be handled with professionalism and attention to detail.…
Don’t you wish that you can buy cheap used cars that look and feel nice on the road? Maybe even buy your dream car, nice and shiny, but at an insanely small price compared to its original price tag? Ah, dream no more because there is a way to get an amazing car at an amazing price. The way is Government Auction Cars! Let me tell you about that and how you can use these auctions to your advantage.
Now, don’t go out telling your friends and colleagues about this just yet. Firstly because dealers don’t like to publicly advertise these auctions since they’d get people hoarding up at the auction and leaving the car dealer’s day job empty and penniless. So don’t ask car dealers about these auctions for advice because their best interest is to keep it away from you. You can’t blame them really, right?
But check this out. You can get a nice new shiny car for only a few thousand dollars of the original price. That’s right, you can get some cars at a few hundred dollars too if they are older.
Listen to this advice if you want to get lucky with the car auctions: bring a trusted car expert that you know you can depend on. Why? Because you want someone who is more familiar with what a good, used car looks like. This is also because the government may not have seen a flaw in the car that you ought to be aware of, not just for your ease of mind and safety while driving that car, but also because of how you can bid less on the original asking price if the flaw is acknowledged.
Finally, make sure you figure out how you would want to pay for the car that you will bid on. Payment plans generally include making payments in cold cash, check, installments, or a combination of two. Do your best to get this important arrangement done clearly and completely before closing the deal.…
Have you ever wondered why some people are able to keep changing their cars? You may think they have a lot of extra money to spend. Well, it may be true or untrue as well. If you have ever heard Government seized car auctions, you may now realize that it is possible for the average person to keep changing his car without spending too much money.
Purchasing a brand new car is mostly an expensive affair. You may enjoy driving it on the road but whether you realize it or not, its depreciation is rolling as well. To make it worse, fuel pain will still burden you even with a new car. Total cost of a car which consists of fuel costs, taxes and all the expenses plus the installment itself can possibly be unaffordable to some of us. You now can see why Government seized car auctions will be your perfect answer to having your dream car
Where did Government get those cars? They usually come from tax evasion or other seizure laws that lead to those cars being seized by Government. Government then auctions all those cars away to public because Government needs cash to compensate the loss due to that kind of tax evasion. Even though the cars are not new but some of them are only few months old. So they will feel and look like new.
The vehicles available at Government seized car auctions can be in a wide selection. And if you know what these auctions can offer, you will rush down there as fast as you can. The bids usually start at very low prices and very often the price tags are between 90 – 95% off the retail dealer price. We can say that you can get an almost new car at $2500 while its original retail price stays at $25,000. But be alerted, you are not the only want that rushes into this hunt. Many used car dealers also go to these auctions to buy a few nice cars for higher profit margins.
Unfortunately (or maybe fortunately!) not many people know much about these auctions. If they know where the place is, they don’t know when it takes place or vice versa. It happens because the auctions go around the country from state to state through out the year. So, the information is the power here. If you know more than other people, your chance to win your dream car is bigger than theirs. And these events are surely a lot better than wasting your valuable time dealing with untrustworthy or cheap talking used car dealers.
Technically the auctions are like any other auction. You can view the cars and perform necessary physical checks. After you are sure with your choice, go bid it. But remember, you must know the limit. Just don’t engage yourself in a bidding competition with another bidder if you don’t know how much your chosen car is worth.…